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Underwriting Disability Insurance with Mental Nervous Disorders When considering disability insurance, most people think of coverage for physical injuries or illnesses that prevent them from working. However, mental and nervous disorders (MNDs) also play a significant role in an individual’s ability to maintain employment. The Social Security Administration reports that 35% of disability insurance beneficiaries […]
10-Steps to File a Disability Income Insurance Claim No one ever wants to file a disability insurance claim. However, having the proper income protection before you need it will offer peace of mind at claim time. Filing a disability income insurance claim can seem daunting but with the right information and preparation, the process can […]
Disability Insurance and Pregnancy Disability income insurance before and after pregnancy is a frequent topic we’re asked about. Advisors and clients have questions if pregnancy is covered by disability insurance and when benefits might be payable. Sarah A. from Team dibrokerWest recently sat down with Jed Poland, Regional Director of Sales to answer many common […]
Showing the Need for Disability Income Insurance Your disability income insurance sales pitch should always start by showing the need for DI. While insurance agents and financial advisors know DI, the typical consumer has probably never heard of disability insurance and therefore doesn’t understand it’s value. Without an income, everything else becomes challenging. From necessities […]
DIAM – Real Life Story: Scott Rider For Scott Rider, it wouldn’t be a stretch to say that running was his life. In college he was a three-time Big Ten Champion, two-time All American, and later competed in the Olympic trials. His running sustained him as he charted out his career in financial services. It […]
How Social Media Can Grow Your Disability Insurance Business Social media marketing is a useful – and free – marketing tool that can help businesses flourish. In our new socially distant world, social media can provide a new way to stay in touch with current clients – and more importantly reach new potential clients. For […]
3 Big Mistakes Small Businesses Make with DI Many small business owners have purchased disability income insurance to protect their salary. That’s great news! Having a personal disability insurance policy will replace part of your clients own income if he/she were unable to work due to an illness or injury. But, if that’s the only disability income […]
Disability Insurance Awareness Month The interactive blog post below uses Microsoft SWAY. If you’re viewing this on a mobile device or a tablet, you can scroll using your touch screen. For the best scrolling experience on a device without a touchscreen, click the ‘arrow out’ icon on the image below to view in full-screen mode.When […]
Best Disability Insurance Companies for Attorneys When you think of someone who needs a disability income insurance policy, you may think of someone with a physically demanding job or someone who needs help making ends meet. You probably don’t think of a lawyer. But lawyers need disability insurance just as much as — if not […]
How Much Does Disability Insurance Cost? Disability income insurance is different from all other types of insurance. The cost of your car insurance is based on how many years you’ve been driving (your age), the value of your car, your driving history and a few other factors. The cost for disability income insurance is based […]