What is Disability Income Insurance? - dibrokerWest

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What is Disability Income Insurance?

For most of us, if we’re unable to work, we’re unable to collect a paycheck. However, even though money isn’t coming in, your bills still need to be paid. Disability income insurance protects workers’ income if they suddenly become unable to perform their job.

Help your clients protect the one thing that makes everything else possible – their income. dibrokerWest offers one of the most comprehensive suites of individual disability insurance solutions to help your clients protect their income from the threat of a disabling illness or injury.

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Disability Insurance Features

Disability insurance policies are highly customizable, and each insurance company offers different terms and conditions to be considered. Below are some features of a disability insurance policy.
  • Benefit Amount
  • Benefit Period
  • Elimination/Waiting Period
  • Increase Options
  • Exclusions/Limitations
  • Residual or Partial Disability Rider
  • Own occupation/Specialty Rider
  • Cost of Living Increase Rider
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What are different types of disability insurance?