
When considering disability insurance, most people think of coverage for physical injuries or illnesses that prevent them from working. However, mental and nervous disorders (MNDs) also play a significant role in an individual’s ability to maintain employment. The Social Security Administration reports that 35% of disability insurance beneficiaries are due to MNDs. With the increasing awareness of mental health, the importance of understanding how disability insurance covers MNDs cannot be overstated.
Predicting which marketing trends will truly benefit your business is a significant challenge in any field, including financial advisory and disability insurance. Leveraging the right marketing trends can give you a competitive edge and create new avenues for business growth and reputation building.
Field underwriting is a crucial step in the disability insurance application process, serving as the first line of defense for insurance companies to assess the risk associated with a potential policyholder.
More than 5 million employees (only 3.6% of the U.S. workforce) work from home but 56% have a job where they could work from home. * Technologies like video conferencing and internet-based phones have made working outside of a traditional office much easier. When you factor in perks such as zero commute time, comfy clothes, flexible schedules and fewer office distractions… who wouldn’t want to work remotely?